Fast Pre-Approvals

Know where you stand before you shop.

Our streamlined eligibility process allows you to check your borrowing capacity quickly — without impacting your credit score when obtaining a quote.

This gives you confidence and negotiating power when it’s time to purchase..

Tailored Loan Structures

No two customers are the same — your loan shouldn’t be either.

We structure finance around your needs, with flexible options that may include:

✔ Competitive interest rates
✔ Flexible repayment terms
✔ Balloon payment options
✔ Low-deposit solutions (where eligible)

Vehicle Finance

We specialise in helping customers secure finance for quality used vehicles across Australia.

Our team compares loan products from multiple lenders to structure a solution that aligns with your budget and lifestyle — so you can focus on choosing the right car.

Ideal for:

✔ Used car purchases
✔ Dealer and private sales
✔ First-time buyers
✔ Customers needing fast approvals

Credit-Friendly Finance Options

Your past shouldn’t stop your progress.

Figure 8 Loans works with a diverse panel of lenders who consider a range of financial situations. If you’ve experienced credit challenges, defaults, or financial setbacks, we focus on practical pathways forward.

Our goal is to help you secure suitable finance while supporting your financial recovery.

Personalised Support

Finance doesn’t need to feel complicated.

From application through to settlement, our experienced team guides you every step of the way — answering questions, explaining your options clearly, and ensuring the process remains smooth and transparent.